Help needed

[thumperslaw]

To be fair it's not my fault and It's really her fault
It was the other car pulling out from behind the lorry...

Then again she should not of locked her brakes up as there was no need for it

[StormingHonda]

I know its not mate, and I have been in the same place as you with regards to an accident like this, but the problem is with insurance companies its very black and white, and even if like me you do not admit liability because you feel it wasnt your fault she will claim against your insurance and theres not much you can do apart from fill out the paper work and let them get on with it. Also look at it from their perspective, a bumper and light is nothing compaired to the legal costs of fighting it.

If you want a frustrating case look at what happend to me and my wife in 2005, my wife driving home pregnant from work with my daughter in the back who was more or less a baby at night, a pissed up older teenager run across a dual carriageway type road, shielded from sight by a group waling in the centre of the road on the barrier jumps over lands on top of the car and more or less kills himself.

Police say hes at fault
Witnesses say hes at fault
Even the people hes with say hes at fault

We end up paying the £500 excess on our insurance and claim against ourself to get our car fixed, we cannot sue him, we cannot sue the council, we are told by solicitors we would win in court, but the judge would say hes suffered enough, my wife was treated like sh1t by the police, they were horrid to her, we lost a load of our no claims bonuses.

So yeah its a real shitter sometimes.

[VTRDark]

Then again she should not of locked her brakes up as there was no need for it

Was she Polish or from some other eastern European country by any chance. This is a well known scam used with usually two vehicles involved. The vehicle in front controls the stopping gap and also blocks witness views from the front and the second vehicle behind is the one that purposely creates an accident like this where they then can claim whiplash amongst other things. They are not stupid and know that insurance companies automatically blame the vehicle behind.

It may be worth mentioning to you insurance that you think this could possibly be a set up/scam.

(:-})

[lumpyv]

I think if it was scam accident you would know by now with a big aggressive claim being made.

as for it being "black or white" im not so sure. did,nt there used to be a "knock for knock" arrangement with insurance claims. blame can be equally apportioned and basically nobody claims off either party ?

you might be lucky?

[thumperslaw]

I think if it was scam accident you would know by now with a big aggressive claim being made.

as for it being "black or white" im not so sure. did,nt there used to be a "knock for knock" arrangement with insurance claims. blame can be equally apportioned and basically nobody claims off either party ?

you might be lucky?

Age was middle age women so no scam thank god.

Yes am hoping for a knock for knock thing to happen but if not am going to the police and reporting her for
Undue care and that.

[StormingHonda]

I think if it was scam accident you would know by now with a big aggressive claim being made.

as for it being "black or white" im not so sure. did,nt there used to be a "knock for knock" arrangement with insurance claims. blame can be equally apportioned and basically nobody claims off either party ?

you might be lucky?

It depends if the party at fault cannot be identified, I could give you an example of this kind of accient, but I can tell you this isn't one of those and 99% of time they are " black and white ".

[lumpyv]

I think if it was scam accident you would know by now with a big aggressive claim being made.

as for it being "black or white" im not so sure. did,nt there used to be a "knock for knock" arrangement with insurance claims. blame can be equally apportioned and basically nobody claims off either party ?

you might be lucky?

It depends if the party at fault cannot be identified, I could give you an example of this kind of accient, but I can tell you this isn't one of those and 99% of time they are " black and white ".

if the other party cannot be identified knock for knock does not apply . I believe there has to be a mutual agreement between the two parties not to make a claim on the others insurance??.

[StormingHonda]

The thing is she is claiming off his insurance so the insurance companies are already in play, what I am trying to say is that he hit her in the back for the insurance companies this is pretty much black and white, and rather than face a court battle to establish fault the would rather admit liability ( even if he doesnt ) and pay for a bumper, light and a little work.

[lumpyv]

The thing is she is claiming off his insurance so the insurance companies are already in play, what I am trying to say is that he hit her in the back for the insurance companies this is pretty much black and white, and rather than face a court battle to establish fault the would rather admit liability ( even if he doesnt ) and pay for a bumper, light and a little work.

oh is she? i thought he was still waiting to hear ?

[thumperslaw]

At the moment am fighting with them and could up going to court