Insurance Choice

[Virt]

Anyone heard of a company called Insurance Choice ?

I've got a quote for £750 on the VTR from them.. It sounds incredibly dodgy because it's so cheap, but if it isn't I'm jumping in there...

[Miztaziggy]

I've got a quote for £750 on the VTR from them.. It sounds incredibly dodgy because it's so cheap,

Cheap?

Do they send round a fit blonde to give you a ham shank at that price?

[Virt]

Considering anywhere else it's 2k+ right now They said to phone them up so I just did. Turns out £750 is just a generic quote to lure people into trying them out. They won't actually supply me with a quote.. Sports bike and young rider. Absolute tw*ts.

[Miztaziggy]

Considering anywhere else it's 2k+ right now They said to phone them up so I just did. Turns out £750 is just a generic quote to lure people into trying them out. They won't actually supply me with a quote.. Sports bike and young rider. Absolute tw*ts.

How many years have you had a licence?

I assume you have tried the comparison websites?

Have you tried adding older riders to the policy, it will reduce the cost. My other half's policy on her CBR600 was reduced from £600 TPFT to £400 TPFT by adding me. She's 24 and passed her test approx 6 months ago.

[Virt]

How many years have you had a licence?

I assume you have tried the comparison websites?

Have you tried adding older riders to the policy, it will reduce the cost. My other half's policy on her CBR600 was reduced from £600 TPFT to £400 TPFT by adding me. She's 24 and passed her test approx 6 months ago.

I've had my provisional for over a year if that counts.. I passed in october Only reason I'm looking is the hornet is dying so badly.. If I can find a decent quote I will. And my friend told me that as well, I'm gonna talk to my dad next time I see him I just don't wanna lose 7 months no claims is the thing :/

[Miztaziggy]

So you're going to cancel the policy you already have and start a new one? Why? Generally I would think it is better to keep the policy going and get the 1 year's no claims. It makes about 20-40% difference.

Sarah passed in October too, and as far as I know, a CBR 600 is similar group to a VTR, so really confused why it is so much more for your insurance, only difference is she had 1 year's no claims from her 125 That new EU rule has come into effect now and it isn't supposed to be more expensive for men that women (in fact, I have been trying for quotes for my car insurance today, and they no longer have a male / female choice on the form).

[Virt]

No I want to keep the hornets' policy going.. then cancel the VTR's in October and make a new one with that years no claims, as the people who offer cheapest now are one of the most expensive next year... But the problem is it's money being spent :/ idk. I'm seeing my Dad tomorrow now. Will pester him about it

[callam_nffc]

Mate Ive got three points and a pending claim so I'm not allowed to use my no claims bonus either, my insurance is 750 and I think that's being completely robbed

[lumpyv]

just to p155 you young folk off i just renewed at swintons for 114 (after cashback), fully comp with 3 points on my licence.

[Hairy biker]

Wow I must be getting old mine was only £150 fully comp you could try limited mileage or if you have another bike/car that Can sometimes bring it down aswell

[Virt]

Callam I'm 18 though

And wow. Thanks for rubbing it in you two I've said I own a different bike and it hasn't helped

[callam_nffc]

Ah yeah of course

When I was on a 33bhp restriction my insurance was a joke too because you have to list it as a modification, there by reducing the amount of people who will quote you lol

[Virt]

I haven't listed it as a mod, I haven't even listed the Ohlins or HyperPro front springs as a mod! I don't earn enough. They want more than I earn in a year otherwise

[ernie234]

mines 155 pounds 1 years ncd with breakdown fully comp living in liverpool last year with breakdown 195 with a different company. just renewed my cars insurance last year fully comp 600 for 1 500 for the other this year may 400 and 300 both with 65% plus ncd.

[Miztaziggy]

Callam I'm 18 though

Ahh that explains it No wonder they want to fcuk you without lube. b8stard.

So what's the rule these days with restriction then when you're 18? How long do you have to wait till you can remove it?