Saturday 15 Jun, my SH was knocked over in a parking lot.
Parked in the Killeen Texas mall parking lot by the Sears entrance, someone accidentally or purposely knocked my bike over and departed the scene. A witness, or at least a person that realized a bike leaning over at 45deg on cart return rack was not right alerted me (a guy wearing a red motorcycle jacket, riding boots and pants carrying a red helmet) . She asked if I was riding the red bike outside, I said yes and she said. “Someone just knocked your bike over” being all of 20 feet from the door I scooted out,,,to see what was up.. No one around bike leaning on cart rack.. turn around and lady is no place to be seen.
Pick up bike and damage to the faring is obvious,
tank dented,
mirror scratched,
fearing stay bent.
Called police, they responded in minutes to take a report… one stationed in the mall and one by car.. impressive for a non-injury accident in a privet property parking lot.. Well done KPD..
They reviewed the mall video, one fixed camera did not have a line of sight, the mobile one was pointed the other direction.
Determined to be either vandalism or accidental (playing on the shiny red bike?)
Comprehensive insurance by Progressive will somewhat cover the damage, started the claim today… Pretty simple so far, call, report claim, call back in minutes by initial claims person, to me contacted today by the “field” person.
$500 deductible is going to suck,, and the likelihood damage repair costs will exceed what they are willing to cover on a 1998 MY bike /.. NADA is about $2500 retail. Repair parts alone are in the range of $1200 best price online suppliers, $1900 using MSRP prices and will over all be somewhat less due to employee discounts at the local Honda dealer.
That does not include labor or paint work if needed.
Bummed is not even close to how I feel.
My wife tells me, she has seen a rash of bikes “knocked over” in parking lots the last few weeks, no visual or reasonable explanation.
So now we wait on an insurance adjuster..
With luck we can come to an agreement that does not reach total $$ and that pay out minus the deductible will cover parts costs.. labor is my own time/ expense.
Seems the Good Samaritan that helped pick the bike up, may have cracked the right fairing as well…
He either grabbed what looked like a nice “hand hold” and pulled out.. or pressed in with knee or leg cracking the faring.
I know that crack was not present just the day before when I washed the bike. Initial adjuster comments indicate they do not believe they will cover that damage as it likely cannot be “connected” to the event without a witness statement, which I do not have.. dude was just walking by and offered to help.
