I'd say it's all VERY difficult to predict what sort of accident you are going to have a fit things that will be best for THAT accident.
To me, if you're going to loose the bike travelling at ANY speed we're almost certainly talking BIG money (unless you happen to hit a pile of straw or balloons on the roadside)
I would no be supprised if the majority of drops (in real life) where those really annoying stupid ones. Dropping off a stand (forgetting the stand was not down) trying to manouvour your bike at home and you foot slips away.
All we'll say 5mp or less drops, which will probably to do structural damage to the bike, but which can crack and scrape all kinds of plastic bits.
I dropped my TDM Yamaha at zero MPH doing stupid things in a car park (trying to turn on full lock) and loosing my balance, being unable to stop the bike tipping onto it's side.
Scratching my topbox, indicator, mirror, fairing.
Some nice lumps of plastic sticking out may well have saved me some damage.
If I'd lost the bike doing 40mph round a corner with traffic, then I think bungs saving your bike would be a miracle.
Just a thought
