SP1/2 Insurance Quotes

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Pete.L
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SP1/2 Insurance Quotes

Post by Pete.L »

Ok, So what is everyone paying for thiers?

Mine just come up for renewal and I've had two quotes for fully comp the best deal is for £319 fully comp, legal cover and no claims protected.
How are the rest of you guys managing? Am I in the right ball park?

Pete.l
Wroey
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Post by Wroey »

£319 !!! I'd love to be paying that ....

I currently pay £920 fully comp - That’s 2yrs NCB, 6yrs riding experience, professional job, cover for leisure purposes only, kept in a locked brickwork garage and has a Datatool alarm/immobiliser.

My downfall is my age, being in the “under 25” category.

The majority of quotes I got ranged from £1,000 to £1,500, apart from Carole Nash who wanted nearly £3,000. Obviously, Carole was politely informed where she could shove her quote !!
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Seeker 77
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Post by Seeker 77 »

Wroey wrote:I currently pay £920 fully comp
8O 8O 8O

How old if you don't mind me asking? Am paying about £400 TPFT. 2 years' riding, sort of professional job, bike kept in an Army barracks (this actually makes the price go up with some insurers!). That is with AXA in Germany where they don't care about points (8 :oops: ) or claims (2 :oops: both my fault :oops: :oops: ). So god knows what it will be like when i get back to England. 8O . Ebike are supposed to be bloody good as they have no overheads and only deal over the internet. Really efficient too and offer all sorts of weird policies to suit low mileage or whatever. :wink:
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Jason
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Post by Jason »

I am with Ebike very good legal and recovery included, with the wife on as well as a learner, fully comp on my VTR1000, Kawaskai VN800 and my wifes new GN125 £265 :lol: :lol: :D :D
Wroey
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Post by Wroey »

I’m 22, so am still pretty young to be riding a 1000cc sports bike.

I’ve never heard of EBike, so ill have a look at them when im up for renewal in May.
I’m currently with Winners Direct, who don’t seem too bad. Bearing in mind this is my first year on the SP2 and it was insured as a brand new bike, I think it could have been a lot worse than £920.

I get Richard even worse with car insurance, that’s a real nightmare !
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Wildfire
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Post by Wildfire »

E Bike came up good for me....Paying around £150 TPFT for my Storm with age on my side (40 this year 8O ) but only 1 full years NCB as I suppose I'm classed as a born again.
Also included Breakdown cover and Legal Expenses for no extra cost....Breakdown covers probably worth aroud £50 on its own.
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Stoney
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Post by Stoney »

I very recently got some quotes for both bikes through Bennetts online. I am 31 yrs with 4yrs NCB, The SP1 fully comp was £318 and the SP2 £348. But by far the best deal was the SP1 with TPFT coming in at a very affordable £98 :!: 8O 8O

To be honest I thought all these prices were fairly good, I paid £380 last year for a 2003 Aprilia RSV and that was only TPFT through Carole Nash, but at the time this was the cheapest apart from Bennetts who could only match it!
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chaz
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Post by chaz »

problem is everyone is different..
experience, location, fc or tpft, garaged, occupation, use etc.
Ive got a Royal Sun Alliance multi bike policy with Carole Nash renewed in May covering 2 Harleys Xl1000 (1978 value £2k ) and a 1200 (1988 value £2.5k) for £151 TPFT with 3 speeding points aged 47.
I rang in August to put the storm on (1997 value £1400) and it cost £15 for the bike til May plus £30 broker fee. I can have one more bike at least added. NCB is protected as well for that.
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Squiffythewombat
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Post by Squiffythewombat »

Im 23 and pay £140 TPFT (5yrs NCB) in the middle of nowhere, garaged! (thats with highway)
Squiffy_The_Wombat

Eagles may soar but wombats dont get sucked into jet engines!!
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Pete.L
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Post by Pete.L »

Wroey Said
My downfall is my age, being in the “under 25” category.
He He Hee! Yep that's a bitch. I was lucky in my twenties the insurance company had reversed the year of my birth making me elevan years older than what I really was so I had real cheep insurance untill I was twenty nine and changed from a Honda Thou to a RF 900. Then I got roasted :cry: The following year I had passed the magic 30 so it went back to a more acceptable level.
My first quotes on the SP last year were for £1500 so I tossed them and the next level of quotes were around the £550 mark.
So It lookes as though I'm in the right ball park :cry:

Pete.l
Skinflint to the bitter end :evil:
Wroey
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Post by Wroey »

I think im just an insurance nightmare .... Young male, not many years NCB’s on a new powerful sports bike.

I've got everything they suggest like the Cat 1 alarm & immobiliser, Datatag, certificated ground anchor & chain and kept in a brick built garage. I also live in the middle of nowhere, but that doesn’t seem to matter !

Apparently, it helps if you’re co-habiting. When I mentioned that, the chap said the end price would be less …. They must obviously know the other half, and the earful she gives me when im off out on the bike !

I'll try get a quote with Highway, see what they come up with. Lots of people said EBike were good, but they quoted me £1,350 this morning.
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kevg
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Post by kevg »

i've always found H&R to be good, i phoned up because i'm moving at the end of the month and wanted to check on something, they said i'd be due a rebate as i'm moving from one of the higher insurance areas to the sticks, lol. you'll find there number if you do a search on here, i'm sure Kaz started some kinda list about a year back.
might be time to ressurect it and sticky it so its easier to find.
cheerz

kev
Wroey
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Post by Wroey »

kevg wrote:might be time to ressurect it and sticky it so its easier to find.
She's beat you to it mate .... It's on the forum under bike chat, already on a sticky. I imagine your guna get sum stick about that you know !!

I'll try H&R tomorrow, see what they're like
Jaglifter
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Post by Jaglifter »

Pete

Sounds like you have a good deal. Who are you with??

Not sure what mine will be since I just paid for the rest of the year when I took on the SP, so cuurently I'm paying for 3 bikes.
She's my idea of beauty and thats what I ride.
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Pete.L
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Post by Pete.L »

I've gone with Bennetts
Its there Advantage Scheme through Advantage Insurance Co Ltd.
It's about £30 cheeper than Eagle Star whom I was with last year.

Pete.l
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