Insurance

General Bike chat
Pipstorm
Posts: 94
Joined: Tue Aug 05, 2003 1:35 pm
Location: Dumfries and Galloway

Post by Pipstorm »

Well sunny Scotland has got something going for it, no fixed spped cameras, the old bill post each month on the internet where all the mobile cameras are going to be, great just plan your journey accordinly!!

Even better 40 years old (old git) no NCB and £220 fully comp with £300 excess, (Bennetts) they even threw in cover for £1000 extras (cans, lowers) and puncture assistance. Sounded pretty good to me

Wahoo


Phil
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essexbloke
Posts: 656
Joined: Wed Nov 13, 2002 12:29 pm
Location: Colchester, England

Post by essexbloke »

Go off some people, cant you......... :wink:

but then as you said.......40 yrs old.....

that is REALLY OLD..... after all...... :wink:
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Fireman on a Storm
Posts: 1223
Joined: Mon Apr 28, 2003 5:59 pm
Location: Romford

Post by Fireman on a Storm »

40 years old!

Well you are to Old to die Young :P
Doddmaster
Posts: 6
Joined: Fri Oct 17, 2003 10:45 pm
Location: Telford, Shropshire, UK

Post by Doddmaster »

I wish I could get quotes like those.
My best quote was £1050, TPO!
I had 3 insurance companies put the phone down on me when they had asked both my age and the bike to be insured.
I did expect that to be honest though, not many people took me seriously when I said I was getting a 1000cc bike at 18!
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Fireman on a Storm
Posts: 1223
Joined: Mon Apr 28, 2003 5:59 pm
Location: Romford

Post by Fireman on a Storm »

1000 at 18 or 600 at 18

You can only have 33bhp so any bike would have to be restricted anyway?????????
Pipstorm
Posts: 94
Joined: Tue Aug 05, 2003 1:35 pm
Location: Dumfries and Galloway

Post by Pipstorm »

bugger, the wife just reminded me i'm 42, must tell the insurance peeps might even lower that patheticly low premium. Funny how storms can make you feel 18 again........never less than 120mph on the way to work but it's getting a bit cold up here now or is that just my age..
Doddmaster
Posts: 6
Joined: Fri Oct 17, 2003 10:45 pm
Location: Telford, Shropshire, UK

Post by Doddmaster »

Fireman on a Storm wrote:1000 at 18 or 600 at 18

You can only have 33bhp so any bike would have to be restricted anyway?????????
Erm, yes officer, it is restricted... honest ;)

I tell you what, the other bike forum I visit regularly has a lot of people on there about my age, who have steadily passed their test, moved up to a 400/600 or whatever, and a very small percentage of them actually leave their bike restricted!
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Fireman on a Storm
Posts: 1223
Joined: Mon Apr 28, 2003 5:59 pm
Location: Romford

Post by Fireman on a Storm »

I do a bit of instructing in my spare time, and have heard of a few 33bhp riders who have taken thier restricers out.

Like at any other time if you use some sense when riding and don't draw attention to your self and only go for it when it's safe, the chances of getting caught are slim.

Just be very carefull if you make an insurance claim.
If they inspect your bike and find no restricters your claim and insurance will be void.

A final word of advice that I give to all new riders is GET SOME FURTHER TRAINING it could save your life.

PS enjoy the bloody STORM :lol:
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sproutout
Posts: 36
Joined: Tue Sep 16, 2003 10:00 pm
Location: Swansea
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Post by sproutout »

Bike Team (see 1st post on this topic) came out top for me too - 34yrs old, 0 no claims(havent ridden on the road for 15yrs) '99, bog standard, city postcode, Cat1, Ground Anchor,locked shed - £420 TPFT....

Still robbery but was quoted £1378 TPFT!!!! at least the guy had the decency to laugh as he said it.
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RAINMAKER
Posts: 1590
Joined: Sat Sep 27, 2003 12:52 am
Location: HULL, EAST YORKSHIRE

cheap old fart

Post by RAINMAKER »

hi, TPFT............£ 147 BUT I'M AN OLD FART AT 46.. :cry:
pete7
Posts: 17
Joined: Mon Nov 17, 2003 11:07 am
Location: Fareham

Post by pete7 »

£120 TPFT, 40 with full no claims through Devitt insurance services, romford 01708 385566. But its under written by Red Star and they are awful to pay out for anything.

Alarm or any form of security didn't make any difference ! other than a garage, so will jsut fit an imobiliser rather than full alarm.

Pete
adpolmike
Posts: 6
Joined: Wed Nov 19, 2003 7:02 pm
Location: Cornwall
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Post by adpolmike »

You could always just live in the middle of no-where :D

24yrs old, 4 years ncb, garaged no alarms and the like £300 tptf and £300 excess and i can still ride other bikes on tpo yay :D


is it me or are they asking even stranger questions these day for insurance?
We are the nights that say nee!
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essexbloke
Posts: 656
Joined: Wed Nov 13, 2002 12:29 pm
Location: Colchester, England

Post by essexbloke »

Hmm like inside leg measurement, shoe size.......etc.....

or was it, ever been to mars????

ho hum........(ps, i work for an insurer......i dunno why)
adpolmike
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Location: Cornwall
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Post by adpolmike »

lol

yeah summit like that


"on average, in a year how many women do you............"
We are the nights that say nee!
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