Crashed

Fireman on a Storm · Post by **Fireman on a Storm** » Sat May 10, 2008 1:30 pm

That sucks mate. Hope you get yourself and the bike sorted out soon
Paul

Stratman · Post by **Stratman** » Sat May 10, 2008 5:21 pm

Hope you are on the mend soon

iggy1966 · Post by **iggy1966** » Mon May 12, 2008 8:29 am

Sorry to hear about your off Dave,

Hope the Ribs heal and you get the bike sorted.

Post by **sirch345** » Mon May 12, 2008 11:41 am

Sorry too hear that Dave

I hope you get well soon

Cheers,

Chris.

SILVER ZIPPER · Post by **SILVER ZIPPER** » Fri May 23, 2008 8:07 pm

Got the new's today Silver is dead

Total write off, the hole in the clutch cover seem's to be the main problem, because no bit's from the hole have been found mean's the engine has to be stipped and cleaned meaning big labour bill.
I've thought about buying it back but could end up with more trouble than i bargained for.
R I P Silver.

I'm still off work (how long do rib's take to heal

)

Wildfire · Post by **Wildfire** » Fri May 23, 2008 8:28 pm

That is a shame

....Might be worth getting a price off them..If its cheap enough you could buy a cheap Storm and make a good one out of the pair & still have plenty of bits to flog off onto e bay

Post by **sirch345** » Sat May 24, 2008 10:12 am

SILVER ZIPPER wrote:Got the new's today Silver is dead
Total write off, the hole in the clutch cover seem's to be the main problem, because no bit's from the hole have been found mean's the engine has to be stipped and cleaned meaning big labour bill.
I've thought about buying it back but could end up with more trouble than i bargained for.
R I P Silver.

I'm still off work (how long do rib's take to heal )

Dave, I've just been told by a mate of mine that if your vehicle is written off by someone else and the insurance payout is from their insurers and NOT your insurance company, they have no right to take your vehicle, but they often try

May be a phone call to your insurance company or CAB (Citizens Advice Bureau) might be a good idea

I hope you feel better soon,

Chris.

RAINMAKER · Post by **RAINMAKER** » Sat May 24, 2008 2:36 pm

Broken ribs.............best if you dont laugh too much.

So will it be another storm or something else ?

Really glad youre not to badly hurt

RedStormV · Post by **RedStormV** » Sat May 24, 2008 5:50 pm

sirch345 wrote:Dave, I've just been told by a mate of mine that if your vehicle is written off by someone else and the insurance payout is from their insurers and NOT your insurance company, they have no right to take your vehicle, but they often try

May be a phone call to your insurance company or CAB (Citizens Advice Bureau) might be a good idea

I hope you feel better soon,

Chris.

Chris, Surely they will still reduce the payout by the salvage valuation of the bike, as your own insurers would do in a buy back siuation?

I got stiffed by my insurers (still on going) with the Domi. They paid out, but as their preferred salvage co. guarantees them 32% of the pre accident value - I had my payout reduced by Â£832 instead of Â£600!

Once it's all sorted re 3rd party fessing up, I should get the difference back plus my Â£200 excess, if not then the law firm dealing with uninsured losses & personal injury will be getting some more work to do!

Post by **sirch345** » Mon May 26, 2008 11:37 am

RedStormV wrote:Chris, Surely they will still reduce the payout by the salvage valuation of the bike, as your own insurers would do in a buy back siuation?

I got stiffed by my insurers (still on going) with the Domi. They paid out, but as their preferred salvage co. guarantees them 32% of the pre accident value - I had my payout reduced by Â£832 instead of Â£600!

Once it's all sorted re 3rd party fessing up, I should get the difference back plus my Â£200 excess, if not then the law firm dealing with uninsured losses & personal injury will be getting some more work to do!

Graeme,
I was only really trying to highlight the fact for Dave (Silverzipper) (if what I said is correct, as I say he needs to check it out if he wishes) that he can decide if he wants them to take the bike, not the other way around.

If what I have been told is correct then I feel with the boot being on the other foot so-to-speak, that Dave imo is in a better bargaining position for the final settlement, rather than the insurers calling all the shots

Chris.

RedStormV · Post by **RedStormV** » Mon May 26, 2008 5:09 pm

Hi Chris,

I wasn't having a dig chuck, maybe I should've reduced the quote somewhat.

What I was trying to clarify was the "they have no right to take your vehicle, but they often try" bit.

As far as I'm aware, and certainly no expert; Your own insurers can refuse buy back if they're paying out, just not sure about the bit your mate told you, although I'm sure I'd heard summat like that meself.

Post by **sirch345** » Tue May 27, 2008 3:49 pm

RedStormV wrote:Hi Chris,

I wasn't having a dig chuck, maybe I should've reduced the quote somewhat.

What I was trying to clarify was the "they have no right to take your vehicle, but they often try" bit.

As far as I'm aware, and certainly no expert; Your own insurers can refuse buy back if they're paying out, just not sure about the bit your mate told you, although I'm sure I'd heard summat like that meself.

Hi Graeme,

I didn't think for one minute you were have a dig mate, I thought your comments (Chris, Surely they will still reduce the payout by the salvage valuation of the bike, as your own insurers would do in a buy back siuation?) were bang on, but not the point I was trying to put across

What happened with my mate was his car got hit by another car while his was parked. Luckily someone who knew him saw it happen, otherwise he wouldn't have known who did it. Eventually their insurers were informed and they've decided to pay up. My mate was worried his car would be written off and taken off him, but according to his insures they can't do that, although they may try.

As you say, if you make a claim on your insurance they can take your vehicle although some will allow you to buy it back if you wish, but not all

Chris.

RedStormV · Post by **RedStormV** » Wed May 28, 2008 12:39 am

Here's a good one....

Years ago me bro was visiting a friend and parked outside his house, at night on a well lit and very quiet suburban street. There's no major road or through route within 1/2 a mile or so.

One of the neighbours across the road, reversed his car out of his driveway, across the junction and 'went a bit too far'! reversed into the side of me bro's car damaging the rear door and rear wing.

Thankfully he knocked on the neighbours door and apologised, admitted it was his fault "no sh1t Sherlock!' and exchanged details with me bro.

The insurance companies went knock for knock! Unbelievable, but true! needless to say me bro was flabbergasted to say the least, the air was blue!

No matter how much he argued with his insurers at the time, they wouldn't budge even though the guy had written in his statement that he was solely to blame.

See piccy below, this is the road, approx position of me bro's car and the arrow's the direction of the knob who liked reverse gear and was brake shy.

I believe that the insurers have an 'old boys' type network and exchange favours, you scratch my back on this one, we'll scratch yours on that one and so on.

The problems I've had with mine are still ongoing, even though they've paid me out. It deserves its own thread, and when it's all over, will get one. For now, just avoid KGM!!

Damn them all to Hell

Apologies for the psuedo hijack of the thread Dave.

Kitch · Post by **Kitch** » Wed May 28, 2008 7:17 am

^^^ you'll be wanting this: http://www.financial-ombudsman.org.uk/

As for you Zipper... you muppet!

I dunno - I spend all my time working and doing non internet stuff for a few weeks and look what happens.

Best wishes to you matey.

Make sure you get your forks and shock off it.

RAINMAKER · Post by **RAINMAKER** » Sat May 31, 2008 6:29 am

But any way................how you feeling now? a bit better I hope.
Paul.