Insurance !

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Steve97
Posts: 606
Joined: Thu Mar 18, 2010 12:33 pm

Insurance !

Post by Steve97 »

Well, this years quote droped through the letter box a week ago, i opened it, read it, and put it on my bedside table, and left it there so i could "think about it " so, i have now thought about it, came home from work this afternoon and rang them,

Last years premium £ 131

Firestorm
Suzuki DR 250
AA breakdown
European cover
Legal stuff
£ 100 excess
TPFT
Max no claims
No conviction
Age 55

This years £ 161.89

So, took off the Suzuki, fitted an imobiliser/alarm, and increased the excess to £ 300

Now its, wait for it ,

£ 156.89

Saved a fiver, getting real sick of being ripped off :thumbdown:
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lloydie
Posts: 20928
Joined: Mon Jan 17, 2011 11:16 pm
Location: In the garage somewhere in Coventry

Insurance !

Post by lloydie »

Voluntary excess is the killer set it to £0 and your quotes will drop
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Steve97
Posts: 606
Joined: Thu Mar 18, 2010 12:33 pm

Re: Insurance !

Post by Steve97 »

lloydiecbr wrote:Voluntary excess is the killer set it to £0 and your quotes will drop
Not according to the very nice man at Calole Nash !
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Vtrkidda
Posts: 827
Joined: Wed Feb 29, 2012 2:38 pm
Location: st helens

Re: Insurance !

Post by Vtrkidda »

Mine cost £266 fully comp and my excess is £500 count your self lucky :biggrin ive had my bike licence 11 years but i did sell a bike and lost my no claims which was 8 years now i only have 1 years no claims to use :thumbdown:
And my car insurance just down ask im 32 and pay over a grand for a 1.6 lancer :shifty: :thumbdown:

Im moving abroad 8O :Argue 1:
Loud pipes save lives!
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Steve97
Posts: 606
Joined: Thu Mar 18, 2010 12:33 pm

Re: Insurance !

Post by Steve97 »

Have now discovered that loyalty does not pay, after many years with CN it looks like someone is just taking the p...
Confused .com
MCE Third party, Breakdown (RAC), abroad, other bikes, pillion, protected no claims £91
Lowest with non of the above £ 58
jezman
Posts: 65
Joined: Sun Feb 19, 2012 11:23 am
Location: sheffield south yorkshire

Re: Insurance !

Post by jezman »

i know this feeling. used to be with BENNETTS with their advert "its all about the bike"!!! too bloody right it is cos they dont give a flying about the customer!! did me big time when got knocked off! :evil: never purchase or use insurance legal crew its a con. with cia now been spot on been very helpful. althouth still got to keep an eye on them renewal came through £278 full comp up from £197!! 2minutes on MCNcompare and got a quote of £208 fully bcomp thats better i thought who with?? CIA :confused so when the nice man called back to see if i wanted to continue my cover i explained my discovery and hey presto he could do it for that!! took a full minute and saved £70. they realy do think your daft. :evil:
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MissEd
Posts: 62
Joined: Tue Sep 27, 2011 10:22 am
Location: East Herts
Contact:

Re: Insurance !

Post by MissEd »

lloydiecbr wrote:Voluntary excess is the killer set it to £0 and your quotes will drop

Are you joking?

I always thought your premium dropped if you veoleteered more :?

not done my bike yet (Sept).. but car went up my £80 and I have another years NCB - fiddler!

Never stay with same company, tho hoping too with bike cos Swinton seem OK.
pinkyfloyd
Posts: 928
Joined: Mon Nov 08, 2010 9:58 pm

Re: Insurance !

Post by pinkyfloyd »

Just for the storm.

3 years NCB.
Bike parked in the street,
Portsmouth (one of the most densly populated areas in the uk)
£0 excess


£97 TPFT insurance. :lol:

And I am allowed to ride other bikes.
And if the band you're in starts playing different tunes, I'll see you on the dark side of the moon.
History:....CZ125....RXS100.....Lifan LF125-14F.....Suzuki GSXR750
Current:...1999 VTR FIRESTORM!
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MissEd
Posts: 62
Joined: Tue Sep 27, 2011 10:22 am
Location: East Herts
Contact:

Re: Insurance !

Post by MissEd »

Not bad..

Mine was £79 FC with 3 yrs NCB last sdept - I assume it will go uo this year tho :roll:
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firestorm1997
Posts: 600
Joined: Sun Jan 29, 2012 1:38 pm
Location: West London
Contact:

Re: Insurance !

Post by firestorm1997 »

MissEd wrote:Not bad..

Mine was £79 FC with 3 yrs NCB last sdept - I assume it will go uo this year tho :roll:

How much!!!! who you with, I need to ring em up..
I pay around £250.00 FC for both bikes with £250 excess.
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lumpyv
Posts: 3392
Joined: Mon Sep 06, 2010 6:54 am
Location: ipswich

Re: Insurance !

Post by lumpyv »

your premium has got to go down with a higher excess because the higher it is the less the thieving slippery bar-stewards have got to payout.
3 out of 4 people make up 75% of the worlds population.
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MissEd
Posts: 62
Joined: Tue Sep 27, 2011 10:22 am
Location: East Herts
Contact:

Re: Insurance !

Post by MissEd »

firestorm1997 wrote:
MissEd wrote:Not bad..

Mine was £79 FC with 3 yrs NCB last sdept - I assume it will go uo this year tho :roll:

How much!!!! who you with, I need to ring em up..
I pay around £250.00 FC for both bikes with £250 excess.

Swinton.. .. I have £250 excess
steeveeo
Posts: 45
Joined: Sat Jun 25, 2011 9:29 pm

Re: Insurance !

Post by steeveeo »

Keep shoppng around

got mine for £72 fully comp

£250 excess

full no claims

age 53

dont let em rob ya cash
lumpyv
Posts: 3392
Joined: Mon Sep 06, 2010 6:54 am
Location: ipswich

Re: Insurance !

Post by lumpyv »

£72 thats good steveoo. whose that with ?
3 out of 4 people make up 75% of the worlds population.
Seven Of Nine Firestorm
Posts: 350
Joined: Tue Sep 09, 2008 10:02 pm
Location: BRISTOl

Re: Insurance !

Post by Seven Of Nine Firestorm »

ive had my bike licence 11 years but i did sell a bike and lost my no claims which was 8 years now i only have 1 years no claims to use
Why did you loose it???, should still keep your 8 years no clames it just transfers over surely......., if not guessing then they are trying to ass rape more peeps by saying change of bike start all over again.... thats a fecking joke......
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