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Insurance !
Posted: Wed Feb 29, 2012 5:46 pm
by Steve97
Well, this years quote droped through the letter box a week ago, i opened it, read it, and put it on my bedside table, and left it there so i could "think about it " so, i have now thought about it, came home from work this afternoon and rang them,
Last years premium £ 131
Firestorm
Suzuki DR 250
AA breakdown
European cover
Legal stuff
£ 100 excess
TPFT
Max no claims
No conviction
Age 55
This years £ 161.89
So, took off the Suzuki, fitted an imobiliser/alarm, and increased the excess to £ 300
Now its, wait for it ,
£ 156.89
Saved a fiver, getting real sick of being ripped off

Insurance !
Posted: Wed Feb 29, 2012 6:33 pm
by lloydie
Voluntary excess is the killer set it to £0 and your quotes will drop
Re: Insurance !
Posted: Wed Feb 29, 2012 6:36 pm
by Steve97
lloydiecbr wrote:Voluntary excess is the killer set it to £0 and your quotes will drop
Not according to the very nice man at Calole Nash !
Re: Insurance !
Posted: Thu Mar 01, 2012 7:12 pm
by Vtrkidda
Mine cost £266 fully comp and my excess is £500 count your self lucky

ive had my bike licence 11 years but i did sell a bike and lost my no claims which was 8 years now i only have 1 years no claims to use
And my car insurance just down ask im 32 and pay over a grand for a 1.6 lancer
Im moving abroad

Re: Insurance !
Posted: Thu Mar 01, 2012 9:30 pm
by Steve97
Have now discovered that loyalty does not pay, after many years with CN it looks like someone is just taking the p...
Confused .com
MCE Third party, Breakdown (RAC), abroad, other bikes, pillion, protected no claims £91
Lowest with non of the above £ 58
Re: Insurance !
Posted: Mon Mar 05, 2012 11:12 am
by jezman
i know this feeling. used to be with BENNETTS with their advert "its all about the bike"!!! too bloody right it is cos they dont give a flying about the customer!! did me big time when got knocked off!

never purchase or use insurance legal crew its a con. with cia now been spot on been very helpful. althouth still got to keep an eye on them renewal came through £278 full comp up from £197!! 2minutes on MCNcompare and got a quote of £208 fully bcomp thats better i thought who with?? CIA

so when the nice man called back to see if i wanted to continue my cover i explained my discovery and hey presto he could do it for that!! took a full minute and saved £70. they realy do think your daft.

Re: Insurance !
Posted: Mon Mar 05, 2012 12:00 pm
by MissEd
lloydiecbr wrote:Voluntary excess is the killer set it to £0 and your quotes will drop
Are you joking?
I always thought your premium dropped if you veoleteered more
not done my bike yet (Sept).. but car went up my £80 and I have another years NCB - fiddler!
Never stay with same company, tho hoping too with bike cos Swinton seem OK.
Re: Insurance !
Posted: Mon Mar 05, 2012 12:14 pm
by pinkyfloyd
Just for the storm.
3 years NCB.
Bike parked in the street,
Portsmouth (one of the most densly populated areas in the uk)
£0 excess
£97 TPFT insurance.
And I am allowed to ride other bikes.
Re: Insurance !
Posted: Mon Mar 05, 2012 12:28 pm
by MissEd
Not bad..
Mine was £79 FC with 3 yrs NCB last sdept - I assume it will go uo this year tho

Re: Insurance !
Posted: Mon Mar 05, 2012 4:49 pm
by firestorm1997
MissEd wrote:Not bad..
Mine was £79 FC with 3 yrs NCB last sdept - I assume it will go uo this year tho

How much!!!! who you with, I need to ring em up..
I pay around £250.00 FC for both bikes with £250 excess.
Re: Insurance !
Posted: Mon Mar 05, 2012 8:30 pm
by lumpyv
your premium has got to go down with a higher excess because the higher it is the less the thieving slippery bar-stewards have got to payout.
Re: Insurance !
Posted: Tue Mar 06, 2012 10:01 am
by MissEd
firestorm1997 wrote:MissEd wrote:Not bad..
Mine was £79 FC with 3 yrs NCB last sdept - I assume it will go uo this year tho

How much!!!! who you with, I need to ring em up..
I pay around £250.00 FC for both bikes with £250 excess.
Swinton.. .. I have £250 excess
Re: Insurance !
Posted: Tue Mar 06, 2012 6:10 pm
by steeveeo
Keep shoppng around
got mine for £72 fully comp
£250 excess
full no claims
age 53
dont let em rob ya cash
Re: Insurance !
Posted: Tue Mar 06, 2012 10:19 pm
by lumpyv
£72 thats good steveoo. whose that with ?
Re: Insurance !
Posted: Wed Mar 07, 2012 12:29 am
by Seven Of Nine Firestorm
ive had my bike licence 11 years but i did sell a bike and lost my no claims which was 8 years now i only have 1 years no claims to use
Why did you loose it???, should still keep your 8 years no clames it just transfers over surely......., if not guessing then they are trying to ass rape more peeps by saying change of bike start all over again.... thats a fecking joke......