Insurance tracker/driver monitor

[Fireman on a Storm]

There was a thread a while ago about "would you have a tracker fitted if it made insurance cheaper"

I have been getting quoates for my wife's Polo to include my 17 year old son as a named driver. (wife has full no claims)
Worst price £7800 going down to elephant at £1250 using confused.com

I then tried Co op with the young driver tracker being fitted. £605 fully comp with protected no claims.
Your premium is reviewed every 90 days. Drive like a prat, it goes up, drive like a granny it goes down.
All this means is when I drive the car I've got to "slow down" and remember I'm not in the fire truck!

Wouldn't have one fitted to my bike, but i think it's a great saving to get my son insured!

[benny hedges]

i think this should also be an option offered by the courts when you get done for speeding etc...
it would definately curb your waayward behaviour... and be a lot more beneficial than sitting in a classroom listening to some ponce telling you how naughty you are...

fixed penalty & points or tracker for 28 days.... more serious offences, tracker for longer....

the technology is there so it should be used imo.
only thing is, atm they are making a fortune from drivesafe courses.... was working it out the other day and its astounding =

our local venue has 2 rooms - each with 3 sessions per day (including evenings), of 30 naughty drivers, each pay £90

assuming they run 5 days a week (thats not including the saturday am session), they would turn over a staggering £3,888,000 gross.

daily, if they paid 4 'instructors' a grand a day each, and paid £200 for each room, they still rake in £10,000 in clear profit.

so keep it pinned boys, youre making someone very happy.

[lumpyv]

i might have one on my car but i think one on the bike may lead to loss of licence/ job quite quickly.
i bet they will have some sort of link up to the old bill for "enthusiastic" use of the throttle

[BigVeeGrin]

Fireman - is the Co-op with a policy in your son's or wife's name? In the same situation at the moment and just about to start looking around.

Out of interest would he get insured for a ford focus would anyone know?

[lumpyv]

about 5 years ago when my daughter started driving i was insured with direct line and they allowed her to have her own policy, have the benefit of my ncd and build her own ncd up. was a very good deal at the time

[Fireman on a Storm]

Fireman - is the Co-op with a policy in your son's or wife's name? In the same situation at the moment and just about to start looking around.

Out of interest would he get insured for a ford focus would anyone know?

Wife's car, wife's insurance, wife's no claims. Me and my son as named drivers.
I am sure I read in the terms that the car has to be in the policy holder's name.
From a financial point of view with my son doing A levels and only a part time job in Nandos he can't afford his own car or insurance, and I can only afford to insur my Transporter and my wife's polo in her name.
I think for my son at 17 his own car and own insurane will have to wait until he has finished studying and has a job!

As for what car to insure. Our Polo is only a 1.2 and is group 2 insurance. I bought it last year knowing it ws group 2 and knowing he was going to start driving feb just gone. Much above a group 2 and it is even more unaffordable.
The best price a friends son could get for a Corsa 1.2 was £3000.

[MJONESY]

My step brother has a similar problem. For a laugh we got a qoute on my quad. Was shocked it was only £650 tpo and they will let him use his ncd he got on his scooter. And quads come under category b so he can ride on a car licence. Might be worth considering for some young lads. Far more street cred than most little cars to. Plus one like mine tops put at about 60mph

[boz]

Damn, at first glance I thought this was bout Massey Fergusons!

[Vtrkidda]

Last year alone ,I did the speeding course and the red light one , my own fault I work alot of nights all over the country so when im in my van the blinkers go on at that time of night,all I want to do is get to bed

Cameras bloody things cost me a bomb

[seb421]

Last year alone ,I did the speeding course and the red light one , my own fault I work alot of nights all over the country so when im in my van the blinkers go on at that time of night,all I want to do is get to bed

Cameras bloody things cost me a bomb

Same here i finish at around 2:30am and the only things on the road are trucks and the odd taxi, have to watch out for police on the motorway its hard to not just want to get home fast sometimes

[seb421]

There was a thread a while ago about "would you have a tracker fitted if it made insurance cheaper"

I have been getting quoates for my wife's Polo to include my 17 year old son as a named driver. (wife has full no claims)
Worst price £7800 going down to elephant at £1250 using confused.com

I then tried Co op with the young driver tracker being fitted. £605 fully comp with protected no claims.
Your premium is reviewed every 90 days. Drive like a prat, it goes up, drive like a granny it goes down.
All this means is when I drive the car I've got to "slow down" and remember I'm not in the fire truck!

Wouldn't have one fitted to my bike, but i think it's a great saving to get my son insured!

If i had a car i would defo have one fitted.
i think its a great scheme for those that just want to use a car to get from A and B and not to arsed about blinging it up and ragging around with your mates,

plus if your lad started to drive like a Richard you would know about it and could educate him how ever you see fit