with MCE, and was shocked that the price came in at 274 quid

I couldn't believe this as my Firestorm came in at 113 quid
and my Yam 600, 91 quid which I thought was fair.
He then came back with a price from the underwriters (whatever that means

and got it down to 245 quid, I told him to forget it.
So I was looking at a figure around 150-180
How can these Tossers justify this, particularly as you can only ride one at a time !!
Also I was looking at maybe just insuring my 600 for 3 months and that came in at 154 Quid !!!

Does it work out cheaper say if you own 3 or 4 bikes maybe ???